Personal finance

Among these first tasks, Hoyt says, should be designating beneficiaries on your financial accounts. “It’s very basic, but it’s more powerful than a will,” he said. “That way, assets don’t have to go through probate.” Another thing people may not know is that most brokerages let you attach transfer-on-death instructions to your non-retirement account. In
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First, you receive a call about your student loans. The person on the other end offers to lower your monthly payments or make your debt disappear all together, potentially for a fee. Sounds great, right? You go through the steps, sharing your federal student loan ID and other sensitive information along the way. No worrisome
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Getting engaged, married or having a baby are all times when you might want to start seeing a financial advisor. Even if those milestones appear on the horizon, it’s time to start having conversations about money, said certified financial planner Zaneilia Harris, president of Harris and Harris Wealth Management. “If you’re dating someone and it’s
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People tend to trust financial institutions, making mobile payments more attractive to older generations, according to Zelle, which recently studied how different age groups behave and think about P2P apps. Zelle questioned more than 9,000 U.S. mobile-savvy millennials, Gen Xers and boomers who own smartphones, are aware of P2P and have used online or mobile
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