Personal finance

Effective immediately, some consumers may have a higher credit score. Because of improved standards for utilizing new and existing public records, the three major credit reporting companies are now excluding all tax liens from credit reports. That means some scores will head higher, for some by as much as 30 points. Credit scores, notably those
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“You would expect young adults living at home to return to historic norms,” said Aaron Terrazas, senior economist at Zillow, speaking about how we’ve recovered from the housing bubble. “But the trend hasn’t decreased — if anything, it’s increased.” Fewer millennials are moving into their own place because housing prices are outpacing wages, Terrazas said.
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Like Social Security, it’s a benefit that you’ve been funding for years as a working taxpayer. And as long as your work history (or your spouse’s) spans at least 10 years, you’ll pay nothing for Medicare’s Part A (hospital coverage) and an income-based amount for Part B (doctor’s visits). You should make sure to sign
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It’s a good time to ask your boss for more money: The job market has the lowest unemployment in 18 years, starting salaries are better and wages are finally picking up. “In these conditions, the employee is in the driver seat,” said Alison Sullivan, a Glassdoor pay trends analyst. But often, when it comes to
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Even amid a booming economy, wage growth has been sluggish. At the same time, the list of jobs that robots are able to fill is growing more impressive (and perhaps worrisome). The Northeastern University/Gallup survey showed that three-quarters of Americans believe machines will take away more jobs than they’ll generate. “We don’t need to threaten
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